FederalHousing
FHA Home Loans (HUD)
Government-backed mortgages with low down payments for first-time homebuyers.
About This Program
FHA loans, insured by the Federal Housing Administration, allow first-time and other homebuyers to purchase a home with as little as 3.5% down and lower credit score requirements than conventional loans. They are available through FHA-approved lenders.
Eligibility Requirements
| Other | Minimum credit score of 580 for 3.5% down (500 with 10% down) |
| Other | Primary residence purchase |
| Other | Debt-to-income ratio limits apply |
Eligibility requirements may have changed. Verify at the official source before applying.