Medicaid

Does Medicaid cover dental and vision?

For children, Medicaid must cover dental and vision care under federal law. For adults, dental and vision are optional services that states can choose to cover — most states provide at least emergency dental coverage for adults, and many provide comprehensive dental. Check with your state Medicaid agency for specifics.

Can I have both Medicaid and Medicare?

Yes — this is called "dual eligibility." People with both Medicare and Medicaid receive comprehensive coverage: Medicare pays primary for most services, and Medicaid covers Medicare's premiums, deductibles, and copays. If you qualify for both, apply for both — Medicaid can save you thousands per year in Medicare cost-sharing.

Does Medicaid cover mental health treatment?

Yes. Medicaid is required to cover mental health and substance use disorder treatment at parity with medical and surgical benefits. This includes outpatient therapy, psychiatric medications, inpatient mental health stays, and substance use treatment. Community Mental Health Centers that accept Medicaid are found in every state.

Will I lose my Medicaid if I get a job?

Not immediately. If your income rises above the eligibility limit, you will be disenrolled at your next annual renewal — not mid-year in most cases. Some states have "medically needy" Medicaid that covers people with high medical costs even if their income is over the limit. Report income changes as required by your state.

Can Medicaid take my house after I die?

States are required to seek recovery of Medicaid costs from the estate of deceased beneficiaries — but only for certain services (primarily long-term care / nursing home costs) and only from people who were 55 or older when they received those services. Standard Medicaid for working-age adults does not typically result in estate recovery.